Pay Rem TECH is not a company, but a concept built around the FinTech system including all products, services, and human resources belonging to the Pay Rem Group INC. Group
Digital payments, e-ecosystems.
Including Artificial Intelligence, Machine Learning, Blockchain, Cryptocurrency, Money Remittances, Payment Gateways, payment processing, API.
PAPPNET - Payment Application Network
The promotion of digital technology, which is cheaper than its non-digital counterpart, combined with a regulatory environment promoting competition in the remittances market and relaxing money-laundering regulations, are essential f or countries in Sub-Saharan Af rica toachieve theSDGtargetof 3% by2030
It will disrupt the existing unfair card business model by lowering its fees and offering new services to retailers and users
It will disrupt the existing unfair card business model by lowering its fees and offering new services to retailers and users
It goes beyond business – it acts to restore the financial sovereignty of each country, enabling the central bank of all countries to regulate its citizen data, owning majority shares
The $PRB7 APP allows each citizen and retailer to pay and be paid, and authenticate with a smartphone, a landline, an old GSM, aTablet, and/or aComputer
Paymentswillbecompleted in0-7 seconds
Retailers will nolonger be obliged tobuy and/or rent anMPOS toaccept a payment
Retailers will nolonger be obliged tobuy and/or rent anMPOS toaccept a payment
face to face user to retailer payment
eCommerce payment with online authentication
face to face user to user transfer
authentication or audiotel payment
face to face user to retailer payment
online authentication & payment
For a face-to-face payment, the user and retailer have to download the $PRB7 APP
Retailer types the amount and swipes: the amount with sound is sent to the user
User is shown the amount to pay. he then validates it with his fingerprint
Once the user's fingerprint is verified, sound confirmation is sent to the retailer
The retailer receives payment confirmation instantly on his mobile
Email sent, account created on the app, blockchain recorded
When downloading the app, the user & retailer automatically receive an Audiotel ID code
Retailer calls the $PRB7 Audiotel server – his number is recognized automatically
Retailer can simply type the amount or say it out loud – the app can analyze his voice
Retailer can simply type the amount or say it out loud – the app can analyze his voice
The user simply types the Retailer Code and an amount is offered to him – can either say ‘Yes’ or type his Code
Email sent, account created on the app, blockchain recorded
The online merchant has to download the $PRB7 APP
The merchant invites the user to fill in his details by pressing on $PRB7 APP logo
The user is invited to send sound through the PC mic, filling all details automatically
The merchant sends a confirmation request to the user’s $PRB7 APP
User confirms the acceptance of the payment with his fingerprint.
Email sent, account created on the app, blockchain recorded
Download the $PRB7 APP on Apple Store or Google Play Store
The app automatically opens a bank account for the user in a commercial bank
Users can visit a $PRB7 retailer who will complete the user’s KYC
User will pay a *$2 monthly fee, that he will probably recoup at his first proxdeal usage
Users are ready to pay and transfer, and enjoy all $PRB7 services