Pay Rem Tech

Pay Rem TECH is not a company, but a concept built around the FinTech system including all products, services, and human resources belonging to the Pay Rem Group INC. Group

Our Key to Success

Digital payments, e-ecosystems.

Including Artificial Intelligence, Machine Learning, Blockchain, Cryptocurrency, Money Remittances, Payment Gateways, payment processing, API.

PAPPNET - Payment Application Network

Digital Bank

Payment Network

Services Platform

NEW NATIONAL RETAIL PAYMENT NETWORK

Features Of The $PEB7 APP

The promotion of digital technology, which is cheaper than its non-digital counterpart, combined with a regulatory environment promoting competition in the remittances market and relaxing money-laundering regulations, are essential f or countries in Sub-Saharan Af rica toachieve theSDGtargetof 3% by2030

Digital Experience

It will disrupt the existing unfair card business model by lowering its fees and offering new services to retailers and users

Business Planning

It will disrupt the existing unfair card business model by lowering its fees and offering new services to retailers and users

Branding Strategy

It goes beyond business – it acts to restore the financial sovereignty of each country, enabling the central bank of all countries to regulate its citizen data, owning majority shares

Easy to Pay & Be Paid

The $PRB7 APP allows each citizen and retailer to pay and be paid, and authenticate with a smartphone, a landline, an old GSM, aTablet, and/or aComputer

Paymentswillbecompleted in0-7 seconds

Retailers will nolonger be obliged tobuy and/or rent anMPOS toaccept a payment

Retailers will nolonger be obliged tobuy and/or rent anMPOS toaccept a payment

Smartphone to Smartphone

face to face user to retailer payment

Smartphone to Computer

eCommerce payment with online authentication

Smartphone to GSM

face to face user to user transfer

Landline to Smartphone

authentication or audiotel payment

GSM to GSM

face to face user to retailer payment

GSM to Tablet

online authentication & payment

How It Works

1

For a face-to-face payment, the user and retailer have to download the $PRB7 APP

2

Retailer types the amount and swipes: the amount with sound is sent to the user

3

User is shown the amount to pay. he then validates it with his fingerprint

4

Once the user's fingerprint is verified, sound confirmation is sent to the retailer

5

The retailer receives payment confirmation instantly on his mobile

6

Email sent, account created on the app, blockchain recorded

1

When downloading the app, the user & retailer automatically receive an Audiotel ID code

2

Retailer calls the $PRB7 Audiotel server – his number is recognized automatically

3

Retailer can simply type the amount or say it out loud – the app can analyze his voice

4

Retailer can simply type the amount or say it out loud – the app can analyze his voice

5

The user simply types the Retailer Code and an amount is offered to him – can either say ‘Yes’ or type his Code

6

Email sent, account created on the app, blockchain recorded

1

The online merchant has to download the $PRB7 APP

2

The merchant invites the user to fill in his details by pressing on $PRB7 APP logo

3

The user is invited to send sound through the PC mic, filling all details automatically

4

The merchant sends a confirmation request to the user’s $PRB7 APP

5

User confirms the acceptance of the payment with his fingerprint.

6

Email sent, account created on the app, blockchain recorded

Who is Doing What? USERS

USERS

Download the $PRB7 APP on Apple Store or Google Play Store

COMMERCIAL BANK

The app automatically opens a bank account for the user in a commercial bank

KYC

Users can visit a $PRB7 retailer who will complete the user’s KYC

SERVICE FEE

User will pay a *$2 monthly fee, that he will probably recoup at his first proxdeal usage

READY TO USE APP

Users are ready to pay and transfer, and enjoy all $PRB7 services